Strategic Financial LLC is an independent insurance agency contracted with a wide range of reputable insurance providers to offer a comprehensive selection of life insurance options. We specialize in delivering tailored financial guidance through personalized needs assessments to ensure the most suitable insurance solutions for individuals and their families.
One of the key products we recommend, particularly for children from birth onward, is Index Universal Life Insurance (IUL). Here are the benefits of securing an IUL policy for your child:
Comprehensive Coverage: An IUL encompasses these benefits and more, delivering a robust, all-inclusive insurance solution for long-term security and financial flexibility.
Education Savings: Unlike traditional 529 plans limited to educational expenses, an IUL provides flexible funding for education without the need for student loans.
Lifetime Protection: Securing an IUL policy early locks in lifetime coverage with a consistent premium rate. Additionally, premiums can be paused without impacting the policy’s continuity.
Versatile Financial Resource: The policy enables stress-free financing for major life purchases, such as a first car or home.
Health Protection: Coverage extends to critical, chronic, and terminal illnesses, offering financial protection even in cases where illness prevents employment.
Our Services
Life Insurance
Protect your loved ones and secure their financial future with our range of life insurance policies. Our experts will work with you to tailor a plan that meets your unique needs and budget.
Income Protection
Protects your income against inflation and market volatility
Tax-Free Retirement Planning
It provides potential for higher returns and tax-free withdrawals, without the direct risk of investing in the market.
Mortgage Protection
Help pays off your mortgage faster and protect it against foreclosure.
Child Education Plan
Secure your child’s future with Strategic Financial. Our child education plans help you plan and save for your child’s education expenses.
Generational Wealth Creation
Provides significant financial support to families to help cover, ongoing living costs.
